International Payments · FX · European Banking Access
For companies that export or import in foreign currencies
Specialized consulting on international payments and currency management
New European regulated category
30 minutes · no obligation · in your language
Driving your international payments and protecting your margins against FX risk
We are a specialized financial advisory. We design payment & FX risk strategies by industry and negotiate with regulated banks and PSPs so every transaction is more efficient, secure, and profitable.
Benefits
More efficient, secure, and profitable international payments
✔ Up to 70% savings vs. traditional banks*
✔ Same-day (D+0) in EUR, USD, GBP, CAD; D+1 other currencies
✔ 130+ currencies / 180+ countries with local accounts & dedicated IBANs.
✔ Real-time traceability with fund tracking tools
✔ Tailored hedging to protect margins against volatility
*Estimate; depends on volume and market conditions.
Two routes, one criterion.
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Currency
Payments and collections in more than 130 currencies through regulated institutions. We negotiate the exchange conditions and design the hedging that protects your margin.
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Stablecoins
Payment and collection of invoices in MiCA-compliant stablecoins. Settlement in hours, the full amount and a public exchange rate that no counterparty sets.
Paying in currency and paying in stablecoin have until now been two separate worlds, with their own providers and their own rules. We bring them together into a single decision: which of the two suits each operation. We are not a provider of either. We are the ones who tell you which one serves you.
❝ Every transaction is backed by regulated banks and PSPs in the EU, UK and US — combined with expert, human-driven advisory to deliver secure, transparent and measurable results from day one.❞
Backed by leaders
Services delivered via regulated partners in the EU/UK/US.
We operate exclusively with regulated financial institutions and PSPs worldwide, ensuring security and compliance in every transaction.
Proven figures
✔ 130+ currencies available
✔ 180+ countries covered
✔ D+0/D+1 settlement times
✔ Zero hidden fees
Two independent routes, one criterion for choosing
Every international operation can be settled in more than one way. We analyse yours, we choose the route and the conditions that suit you, and we stay with it until the money is where it needs to be.
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International Payments
Discover solutionSend funds in 130+ currencies with preferential FX and full traceability.
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Currency Collections
Discover solution
Receive global payments in multi-currency accounts with dedicated IBANs and no hidden fees. -
FX Risk Management
Discover solution
Protect margins with tailored hedging strategies and real-time alerts. -
Strategic Advisory & Ongoing Support
Discover solutionOngoing expert support: free diagnostics, monthly monitoring, transparent reporting.
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Stablecoin Invoice Payments
Discover solutionSettle international invoices in MiCA-compliant stablecoins, for the full amount and within hours. We tell you when this route fits and when it does not.
Solutions tailored to every industry
Each industry faces unique financial challenges. At IPAyments we design customized strategies to optimize international payments, protect margins, and ensure greater control over treasury. Discover how we can support your business:
Import & Export
Faster international payments without hidden costs, protecting margins against volatility
Technology & SaaS
Centralized management of multi-currency payments and collections to scale globally with full financial control.
Retail & e-commerce
Turn international sales into net revenue, avoiding losses from double conversions or hidden bank fees
International Real Estate
Financial solutions for international property sales and rentals, with tailored hedging and maximum predictability
Don’t see your industry here?
We can still help. We’ll analyze your operations and design a tailored strategy to optimize your international payments.
Across industries, clients typically reduce FX costs by 2–3% on multi-million transactions — with faster settlements and stronger treasury control.
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Retail & eCommerce – Spain
Retail & eCommerce
2.3% savings
€5.2M processed in USD · D+0 settlement“More margin to reinvest in growth.”
— CFO, Retail company
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Automotive Industry – Germany
Import & Export
3.1% savings
€8.7M processed in CNY · D+1 settlement“Better FX conditions for payments to Asia.”
— CEO, Industrial manufacturer -
Real Estate – Romania
International Real Estate2.8% savings
€12.5M processed in GBP · D+0 settlement“Optimized cross-border flows with investors.”
— Treasury Manager, Real Estate firm
“Illustrative examples based on typical results achieved with clients. Figures are indicative.”